COVID-19: Chapel Insurance and Buildings

Chapel Insurance and Buildings

  • It is now clear to everyone that we are in a very unusual and distressing time. It is not possible to maintain the usual services and activities in the  churches but it is heartening to see how members are overcoming this by using  alternative ways of reaching each other and the community.
  • In addition to  this  there is a need  to retain  care  of the  buildings  which have  become unused. The Insurance companies have  published specific information for the current circumstances and should act in accordance with the directions.
  • If you are insured with Ecclesiastical Insurance company, information is available on the following website:-

https://www.ecclesiastical.com/risk-management/managing-risk-covid-19

  • There is a difference between “temporarily closed” and “unoccupied” buildings and the company continues to insure the buildings on the   same  terms  as before.
  • If you keep an eye  on an empty building and visit  the site on a weekly basis, the company recognizes that it is not possible to do so given  the   current restrictions on individual movements. The  insurance   will  remain  valid even if the weekly visits cannot be carried out.
  • It should be pointed out that it is important to try to ensure that there is  no threat to the site in terms of the danger of electricity, gas, water and

 

  • If any damage or indication of entry into the premises occurs then it is necessary for you to inform the company.

 

  • If you have insured your property with a local company, contact the company and request their latest instructions.

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